Privacy Policy

Effective Date: January 1, 2025 | Last Updated: January 1, 2025

This Privacy Policy describes how Norma Nelson-Wiberg, Executive Loan Advisor ("we," "us," or "our"), collects, uses, and protects information you provide when contacting us or using this website.

1. Information We Collect

Name, email address, and phone number (when you contact us)
General location information
Financial and loan-related information you voluntarily provide
Technical data such as browser type and IP address

2. How We Use Your Information

Respond to your inquiries and provide mortgage-related services
Send you information you have requested about loan products
Communicate via SMS only if you have provided express written consent
Comply with applicable laws and regulations

3. Text Messaging (SMS)

If you opt in to receive SMS communications, you consent to receive text messages related to your mortgage inquiry. Message and data rates may apply. You may opt out at any time by replying STOP. For help reply HELP or contact [email protected].

We do not share your mobile phone number with third parties for marketing purposes.

4. Sharing of Information

Lenders and service providers necessary to process a loan application
Regulatory authorities as required by law
Service providers who assist in operating our business

5. Data Security

We implement reasonable safeguards to protect your personal information. However, no transmission over the internet is completely secure.

6. California Residents

California residents may have additional rights under CCPA. You may request disclosure or deletion of your data by contacting us directly.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

8. Contact Us

Norma Nelson-Wiberg, Executive Loan Advisor
San Diego, CA
Email: [email protected]
Phone: 858-354-4777
NMLS #448015 | Cal DRE #02146864